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Insurance for E-Cars

Seems not all insurance companies have come up wiht a clear policy and pricing for E-cars. Can those of you already with E-cars on the road maybe share some of your knowledge base regarding insurance carriers that have a comprehensive and price competitive E-car policy.

appreciate any inputs -- Sepp von Bayern

Insurance for my LEAF is pretty much the same as my Chrysler 300C SRT. Quote for MS insurance was about the same. I use State Farm.

State Farm insured my LEAF and now my Model S with no issues. The price is pretty competitive, and mostly based on the value of the car -- ie, they assume an expensive car is going to be more expensive to repair, plus the risk of theft is higher.

thanks for the info. Good to hear that at least State Farm knows how to deal with this.

I just got done getting a quote at I will be getting my insurance through them at <$1000 a year for the Tesla and my wife's current car, roadside assistance included on both cars. They have the Tesla Model S and all battery sizes listed. They also seem to understand Tesla's security features.

I tried using my current insurer, Amica, but as expected they have no clue and quoted me over 2,000 a year which is outrageous. It's funny because another person got a reasonable quote in another state from them.

Allstate in NJ doesn't have coverage for the Tesla, either, so I have taken my business for both my Prius and Tesla to Geico.

State Farm insured my Model S 85Kwh for less than my 2005 Buick! And then reduced the insurance on my Buick because I bought the Model S! It seems it is rated pretty safe.

and maybe a recognition that the Buick isn't likely to see much use now ...

USAA will write policy for Tesla, about same cost as for a ICE of similar cost

Brian H
You betcha! ;>}

just moved from allstate to usaa for all of my insurance based on how much allstate charged me for my model s (Allstate was more than 2000 higher annually). another tesla owner I know with allstate also switched today for same reason. I am guessing allstate does not want to insure teslas as they have priced themselves out of that.