I'm getting ready to register a non performance 85. I know my added insurance premium will depend on mileage, driving record, etc, but I'd like to hear from others what they pay annually for their Tesla.
I live in Hollywood and did a bit of shopping around after Allstate quoted me a price nearly double my 5 series BMW. I ended up with Geico (they seem to really know Tesla) at slightly LESS than my BMW. I pay about $740 for six months for 9,000 miles a year. Hope this helps, I panicked a bit when Allstate gave me that huge quote, but Geico was right there with the same coverage at much less cost.
If Travelers Insurance serves in your area, you may check with them for a quote. We got one that was similarly priced to a bmw x5.
I checked insurance before I ordered last week. I currently drive a 2011 Range Rover Sport and my quote for an 85kwh (not performance package) was $20 less every 6 months than my RR. I've got insurance through Allied.
I got my through Allied at around $1550 per yr (7,000m)- Ameriprise (Costco) quoted $600+ per 6 mths (12,000m), but because of our Akita's we stayed with Allied, they have house and other cars (other cars - ick!) - AAA quoted $1800+ per yr (10,000m)-
Liberty Mutual - $550 for the year. Covers 250/500 for everything - more insurance than I used to have on my old car. Discount with LM through Penfed since I got my loan through them.
I was pleasantly surprised to get a quote from State Farm that was only $11/month more than my previous car, which was a Honda Insight hybrid that cost 1/3 as much as the Tesla! $390 for six months, driving 15K miles/year in San Diego area.
Just doing my due diligence before placing my order. USAA told me approx $180 more per six months over my current Infiniti M45. They guy I chatted with told me he was seeing a lot of Teslas lately.
about $800 per year for a 3rd car (P85) -- SAFECO -- I live in Eastern Washington State.
Same story as "riveire@". Wanted to keep all our policies together, but Allstate was screwing us over. Called around and Geico had best rate, $740/6mo for same coverage that Allstate said would be $1600/6mo.
I did an online quote with Geico, comparing a "sensible" Honda Accord vs a MS. The Tesla was $480/6months, Accord was $284, both with $1k deductibles.
Shop around...as everyone has noted. FWIW, I have been a long time CSAA/AAA insured with a clean record. The rate on my non perf 85 is about $50 more per year than on my (now sold) 2009 Lexus GS450h with $70k miles on it.
Hey guys, I was just quoted $100/mo by Progressive for the Model S, and note that the online configurator does not differentiate between flavors of Model S. Geico gave me an apples-to-apples quote of $135/mo for the P85 model. The quotes are not much more than I'm currently paying for my Prius, which is great news!
Hmm... Statefarm $779/6 mo. 250k/500k coverage. $100 deductible. But that includes all the discount from multi car and house insurance.
I was quoted for 100/300 and $1,000 deductible. That's the type of coverage I've always had on my vehicles.
I was quoted about $20 more per month from USAA over my current car, a 2005 prius. Surprised me that it was such a small increase.